The Hadley Blog

With 50+ plans to choose from, picking the right 529 can feel overwhelming. This guide breaks down the factors that actually matter—state tax breaks, fees, investment options, and ratings—so you can choose with confidence.

Texas sponsors three 529 plans but has no state income tax and offers zero state tax deductions. That's actually a superpower. Here's why — plus real-family examples with real dollar savings.

It looks like 529 savings are about to expand, again, and this time it's set to expand into covering childcare costs , allowing parents and other family members to use 529 savings for child care costs for children under five years old at state-licensed childcare facilities. These accounts would have no cap on contributions or balances used for childcare expenses. This is on top of what 529 savings can already be used for: today, children and adults alike can already use 529 s

It creeps. It crawls. It grows larger every day, consuming everything in its path, and it cannot be stopped. Is it the sinister blob from the 1958 and 1988 films (and much anticipated 2026 reboot) of the same name? No! It's the cost of higher education in America. If you've looked at college tuition bills lately, you've probably done a double-take. Maybe even a triple-take. The numbers are jaw-dropping, and if you're wondering whether you're missing something or if college re

College savings shouldn't be a burden that families shoulder alone. And a growing number of states are recognizing this, offering tax incentives to employers that help their workers save for education. As of this writing, nine states (and counting!) provide tax credits or deductions to businesses that match employee contributions to 529 plans. Hadley tracks this state legislation closely. As new states are added to the list, we’ll keep you updated on our blog . We’ll also pub