The Hadley Blog

529 plans can pay for foreign universities tax-free—but only at the 400+ schools on the U.S. Department of Education's Title IV list. Here's how to check the list, what's covered, and what happens if your kid's school isn't on it.

Florida has no state income tax, two state-administered 529 plans, and the country's only state-backed prepaid tuition guarantee. We break down both Florida 529 plans, how Bright Futures stacks, and run the math for three real Florida families.

Leftover 529 money isn't stuck. Since 2024, it can be rolled into a Roth IRA, tax-free and penalty-free. Here's how the 529-to-Roth rollover works, when to use it, and whether to plan around it.

Explore the ins and outs of California 529 policy with our deep dive into the Golden State's unique 529 landscape.

It looks like 529 savings are about to expand, again, and this time it's set to expand into covering childcare costs, allowing parents and other family members to use 529 savings for child care costs for children under five years old at state-licensed childcare facilities. These accounts would have no cap on contributions or balances used for childcare expenses. This is on top of what 529 savings can already be used for: today, children and adults alike can already use 529 sa

Welcome to a new series here on The ABCs on 529s: State Deep Dives. In each installment, we'll zero in on a single state and walk through—in our usual obsessive detail—exactly what 529 plan benefits are available to its residents. We'll cover state tax deductions (or the lack thereof), federal benefits, quirky state-specific considerations, and real-family examples with real numbers. Our goal is to be the single most useful 529 resource for residents of every state in America

We break down what a 529 plan is, how it works, and why its tax advantages matter (a lot!)