The Hadley Blog

With 50+ plans to choose from, picking the right 529 can feel overwhelming. This guide breaks down the factors that actually matter—state tax breaks, fees, investment options, and ratings—so you can choose with confidence.

Texas sponsors three 529 plans but has no state income tax and offers zero state tax deductions. That's actually a superpower. Here's why — plus real-family examples with real dollar savings.

Explore the ins and outs of California 529 policy with our deep dive into the Golden State's unique 529 landscape.

Welcome to a new series here on The ABCs on 529s: State Deep Dives. In each installment, we'll zero in on a single state and walk through—in our usual obsessive detail—exactly what 529 plan benefits are available to its residents. We'll cover state tax deductions (or the lack thereof), federal benefits, quirky state-specific considerations, and real-family examples with real numbers. Our goal is to be the single most useful 529 resource for residents of every state in America

A few weeks ago, we published a deep dive into state-level 529 tax deductions and credits — the patchwork quilt of incentives that ranges from generous (hello, New Mexico, with your unlimited deduction) to nonexistent (looking at you, California). Today we're zooming out to the federal level, where the real heavy lifting happens. If state deductions are the cherry on top, federal tax-free growth is the entire sundae—and with recent changes, from the SECURE 2.0 Act and the One

If you're thinking about saving for college, here's what many people miss: depending on where you live, your state might give you money back just for contributing to a 529 plan. Yes, you read that right. Free money. Let us show you how it works. What's a State Income Tax Deduction, Anyway? Think of it this way: when you contribute to a 529 plan, some states say "thank you" by reducing the amount of income they tax you on. It's basically like getting a discount coupon for bein

College savings shouldn't be a burden that families shoulder alone. And a growing number of states are recognizing this, offering tax incentives to employers that help their workers save for education. As of this writing, nine states (and counting!) provide tax credits or deductions to businesses that match employee contributions to 529 plans. Hadley tracks this state legislation closely. As new states are added to the list, we’ll keep you updated on our blog . We’ll also pub

We break down what a 529 plan is, how it works, and why its tax advantages matter (a lot!)