The Hadley Blog

With 50+ plans to choose from, picking the right 529 can feel overwhelming. This guide breaks down the factors that actually matter—state tax breaks, fees, investment options, and ratings—so you can choose with confidence.

Five 529 plan managers have recently cut fees or swapped to lower-cost funds. Here's who trimmed what, how much families stand to save, and why even a fraction of a percent matters over 18 years of tax-free compounding.

If you’re a parent of a young child in 2026, you’ve probably heard the buzz about Trump accounts—the new tax-advantaged savings accounts for kids created by the One Big Beautiful Bill Act . A $1,000 government deposit for your newborn! Tax-advantaged growth from day one! The headlines are exciting. But if you’re already familiar with 529 plans —or if you’re wondering whether a Trump account replaces a 529—the short answer is: these are fundamentally different accounts, desig

A few weeks ago, we published a deep dive into state-level 529 tax deductions and credits — the patchwork quilt of incentives that ranges from generous (hello, New Mexico, with your unlimited deduction) to nonexistent (looking at you, California). Today we're zooming out to the federal level, where the real heavy lifting happens. If state deductions are the cherry on top, federal tax-free growth is the entire sundae—and with recent changes, from the SECURE 2.0 Act and the One

There are seemingly a bajillion ways to save for education—and nearly as many opinions about which one is best. Taxable accounts, Roth IRAs, custodial accounts, Coverdells, 529s—researching the options can feel overwhelming, especially when you're already juggling everything else that comes with planning for a child's future, or your own. We're here to help you cut through the noise. In this post, we'll break down each of the major education savings options, weigh their pros

We break down what a 529 plan is, how it works, and why its tax advantages matter (a lot!)