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The ABCs on 529s
At Hadley, we're passionate about education. Read on to hear our thoughts on 529 plans, from the super-basics, to the super-fine print. We won't stop until every American is a 529 power user.
By your friendly neighborhood 529 obsessives (yes, that's a real thing!)
529s as an Employee Benefit: The "Why"
An employer-sponsored 529 benefit attracts parent-heavy talent, reduces the financial stress that drains employee productivity, and signals long-term commitment that few other benefits can. Here's why HR leaders are quietly making it a top-tier benefit for 2027 and beyond.
Jul 17 min read
State Deep Dive: Vermont — 529 Policy in the Green Mountain State
Vermont offers one of the most generous 529 tax benefits in the country: a 10% tax credit worth up to $250 per beneficiary. Here's what Green Mountain State families need to know about VT529.
Jun 1711 min read
How to Choose a 529 Plan (Without Losing Your Mind)
With 50+ plans to choose from, picking the right 529 can feel overwhelming. This guide breaks down the factors that actually matter—state tax breaks, fees, investment options, and ratings—so you can choose with confidence.
Jun 36 min read
State Deep Dive: Texas — 529 Policy in the Lone Star State
Texas sponsors three 529 plans but has no state income tax and offers zero state tax deductions. That's actually a superpower. Here's why — plus real-family examples with real dollar savings.
May 2010 min read
The 529-to-Roth Rollover: A Safety Valve for Oversavers
Leftover 529 money isn't stuck. Since 2024, it can be rolled into a Roth IRA, tax-free and penalty-free. Here's how the 529-to-Roth rollover works, when to use it, and whether to plan around it.
May 1312 min read
529 Plan Fees Are Falling — Five Plans That Just Got Cheaper
Five 529 plan managers have recently cut fees or swapped to lower-cost funds. Here's who trimmed what, how much families stand to save, and why even a fraction of a percent matters over 18 years of tax-free compounding.
May 64 min read
State Deep Dive: California — 529 Policy in the Golden State
Explore the ins and outs of California 529 policy with our deep dive into the Golden State's unique 529 landscape.
Apr 227 min read
Trump Accounts vs. 529 Plans: What's the Difference, and Is One Better Than the Other?
If you’re a parent of a young child in 2026, you’ve probably heard the buzz about Trump accounts—the new tax-advantaged savings accounts for kids created by the One Big Beautiful Bill Act. A $1,000 government deposit for your newborn! Tax-advantaged growth from day one! The headlines are exciting. But if you’re already familiar with 529 plans—or if you’re wondering whether a Trump account replaces a 529—the short answer is: these are fundamentally different accounts, designed
Apr 79 min read
New Bipartisan Policy Set to Expand 529 Savings to Cover Childcare Costs
It looks like 529 savings are about to expand, again, and this time it's set to expand into covering childcare costs, allowing parents and other family members to use 529 savings for child care costs for children under five years old at state-licensed childcare facilities. These accounts would have no cap on contributions or balances used for childcare expenses. This is on top of what 529 savings can already be used for: today, children and adults alike can already use 529 sa
Mar 246 min read
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